Term Loans

Family Capital Funding offers Business Term Loans up to $5,000,000 with paybacks based on 24, 36, 48, and 60-month terms. These longer-term products allow your businesses maximize its return on investment while maintaining adequate liquidity and cash flow.
Apply Now

One of the biggest complaints we hear from business owners is only having access to short-term financing, even when they are working on a long-term project. Banks generally require too much documentation and take months to facilitate funding.

We understand that the last thing a business owner wants is to obtain funding that requires full repayment before making a single dollar of revenue on the funds borrowed. It is our philosophy that repayment of loans should correlate to the length of time a project takes to maximize return on investment.

Apply for $50,000 to $5,000,000 in Funding

Once you apply, we do all the work and leave you free to run your business!

Key Features of Term Loans for Businesses

We specialize in seeing the long-term vision of small business owners when banks are too short sighted to understand the needs of a business and opportunities for growth!


  • Flexible Terms ranging 2 to 5 years
  • No Collateral Required
  • Low Cost of Funds
  • Fixed Monthly Payments
  • Fully Amortizing
  • No Prepayment Penalty
  • Long-Term Paybacks for Long-Term Projects
  • Limited Documentation Required for Approval
  • Every Payment being 100% Tax Deductible

Common Uses

  • Business Expansion
  • Project Bridge Financing
  • Inventory
  • Business Renovations
Apply Now

Our Simple Business Funding Process

Business Loans and competitive financing options from Family Capital Funding, enabling business to Buy Equipment, Fund Inventory, Hire Staff, and Increase Sales.
  • Fill Out Questionnaire

    Answer a few questions and, in just a few minutes, see which loan products you qualify for.

    Request Funding
  • Receive Offers

    With multiple offers in hand, you can shop for the right product and best rate.

    Request Funding
  • Receive Capital

    Welcome to our family, receive your business capital and continue scaling your operations.

    Request Funding

Apply Now

Fill in the form below and a funding specialist will be in touch within 24 hours.

"*" indicates required fields

1Basic Information
2Funding Request
3Document Upload
Primary Business Owner*

Business Loan Products

Trusted by thousands of companies throughout the United States to provide business loans and financing.
Revenue Based Financing
Business Lines of Credit
Accounts Receivable Financing
Merchant Cash Advance
Merchant Processing
Debt Consolidation
Invoice Factoring
Equipment Financing